Stand-alone Pool (+300 employees)

An Independent pool contains only your company's Employee Benefit contracts that are held by our network partners.  This allows your company experience to drive any surplus in the pool.  In order to operate a Stand-Alone pool, we require coverages from at least 2 separate countries and a combined total lives of 300 or more.  We offer several Self-Experienced pooling systems to manage the risk of negative pool balances.