Under the LCF system any overall negative balance in a given year is carried forward to the next accounting period. This continues until the loss is fully recouped.
- Poolable group cover with network insurers in at least two countries
- Covering at least 300 insured lives
- Settlement of Dividends
- Annually for groups with a minimum of 500 lives
- Every second year for groups with 300 to 500 lives